Start your mortgage journey with us here, today! Below you’ll find informative guides covering various topics, navigating you through the intricate landscape of mortgages, and more. When you’re ready to move on, get in touch with our team who will walk you through the rest.
There’s no doubt, remortgaging your home can significantly improve your finances.
With the cost-of-living crisis affecting so many, it could be a way to alleviate financial pressure. Reasons for remortgaging include:
There is a lot to consider when it comes to applying for a mortgage. Like what types will best suit you, your circumstances and plans, and which you’ll be eligible for. Ultimately, lenders want to know whether you can afford to repay the loan, so they’ll be looking at present and future affordability.
Understanding the mortgage process is important. In this guide, we’ll take you through the process; starting with what types of mortgages are available. While they do come in various forms, there are two primary types:
Understanding the various mortgage product types available in the UK is essential for making the right decisions about financing your property, whether you are buying your first home, looking for somewhere smaller or investing in property. In this guide, we will explain each mortgage option in detail, so you have a thorough understanding when you're ready to apply for a mortgage and to inform you on what mortgage products may fit your individual circumstances.
Due to an increasing population and people living longer than ever, the need for new homes has never been greater. The good news is there is momentum in the new build property market, supercharged by government and lender initiatives.
This guide will cover the fundamentals of buying a new build property and new build mortgages, focusing on the benefits, what to expect and the processes involved.
If you want to buy a property that you plan to put on the rental market, you won’t be able to fund the investment using a standard residential mortgage. If you do need a mortgage to finance the purchase of the investment property, you’ll need a buy-to-let mortgage, also known as a BTL mortgage.
Securing a mortgage as a self-employed professional was once a much more difficult task than it is today. Nowadays, banks and building societies show a greater understanding of self-employed home buyers looking for a mortgage and some even market specific self-employed mortgages. Of course, there are differences for Pay As You Earn (PAYE) workers securing a mortgage but there are plenty of options out there.
