Useful guides

Start your mortgage journey with us here, today! Below you’ll find informative guides covering various topics, navigating you through the intricate landscape of mortgages, and more. When you’re ready to move on, get in touch with our team who will walk you through the rest.

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Mortgage types

Mortgage guide for first-time buyers

If you are considering buying your first home, you’ll be excited, and possibly a little overwhelmed. Our guide is designed to assist you as you prepare to apply for your first mortgage, providing important information that you need to be aware of and answering any queries you may have.

Understanding mortgages

Mortgages are simply loans that homebuyers use to be able to purchase their property. It’s the property itself that is the collateral for the loan. Lenders need to be sure that they will get their money back.  

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Mortgage types

Your guide on all you need to know about remortgaging

There’s no doubt, remortgaging your home can significantly improve your finances.

With the cost-of-living crisis affecting so many, it could be a way to alleviate financial pressure. Reasons for remortgaging include:

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Eligibility

Understanding mortgages: Your complete guide to the application process

There is a lot to consider when it comes to applying for a mortgage. Like what types will best suit you, your circumstances and plans, and which you’ll be eligible for. Ultimately, lenders want to know whether you can afford to repay the loan, so they’ll be looking at present and future affordability.

Understanding the mortgage process is important. In this guide, we’ll take you through the process; starting with what types of mortgages are available. While they do come in various forms, there are two primary types:

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Mortgage types

Mortgage products

Understanding the various mortgage product types available in the UK is essential for making the right decisions about financing your property, whether you are buying your first home, looking for somewhere smaller or investing in property. In this guide, we will explain each mortgage option in detail, so you have a thorough understanding when you're ready to apply for a mortgage and to inform you on what mortgage products may fit your individual circumstances.

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Investment

New build home buying guide: What you need to know

Due to an increasing population and people living longer than ever, the need for new homes has never been greater. The good news is there is momentum in the new build property market, supercharged by government and lender initiatives.

This guide will cover the fundamentals of buying a new build property and new build mortgages, focusing on the benefits, what to expect and the processes involved. 

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Investment

Investing in property: A guide to buy-to-let mortgages

If you want to buy a property that you plan to put on the rental market, you won’t be able to fund the investment using a standard residential mortgage. If you do need a mortgage to finance the purchase of the investment property, you’ll need a buy-to-let mortgage, also known as a BTL mortgage.

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