Eligibility
Understanding mortgages: Your complete guide to the application process
There is a lot to consider when it comes to applying for a mortgage. Like what types will best suit you, your circumstances and plans, and which you’ll be eligible for. Ultimately, lenders want to know whether you can afford to repay the loan, so they’ll be looking at present and future affordability.
Understanding the mortgage process is important. In this guide, we’ll take you through the process; starting with what types of mortgages are available. While they do come in various forms, there are two primary types:
