Understanding the Help to Buy mortgage scheme
With different government initiatives available, which were designed to help UK homebuyers, the Shared Ownership scheme and Mortgage Guarantee scheme have a lot to offer and may be worth considering. That said, things are changing and at the time of writing, whether you can apply for a Help to Buy mortgage will depend on where you live.
Only Help to Buy Wales is open for applications until 31st March. England, Scotland and Northern Ireland don’t currently operate a Help to Buy scheme.