Mortgage types
First-time buyer rate guide
First-time buyer (FTB) mortgages are designed specifically for individuals who are purchasing their first property and often have limited savings they can use for a deposit.
Useful guides
Start your mortgage journey with us here, today! Below you’ll find informative guides covering various topics, navigating you through the intricate landscape of mortgages, and more. When you’re ready to move on, get in touch with our team who will walk you through the rest.
Mortgage types
Buy to Let rate guide
Buy to Let (BTL) mortgages are typically used to purchase property as an investment, for example, to rent out. An investment property cannot be funded with a standard residential mortgage.
Mortgage types
Remortgaging rate guide
People often choose to remortgage primarily to prevent being transferred onto their lender’s standard variable rate (SVR), which tends to be significantly higher, once their initial fixed or discounted mortgage deal comes to an end.
Mortgage types
What is mortgage porting, and how does it work?
As well as being a simpler process, there are many other benefits to porting your mortgage when you decide to move home, including potential cost savings.
Mortgage types
Mortgages for over 50s
While many mortgage lenders offer mortgage products to applicants over 50 years old, the eligibility criteria can make it more difficult to get approved.
Mortgage types
Understanding offset mortgages
The offset mortgage is growing in popularity. It links your mortgage to your savings account. The value in your savings account is deducted from your mortgage balance.
