Useful guides

Start your mortgage journey with us here, today! Below you’ll find informative guides covering various topics, navigating you through the intricate landscape of mortgages, and more. When you’re ready to move on, get in touch with our team who will walk you through the rest.

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Mortgage types

What is mortgage porting, and how does it work?

As well as being a simpler process, there are many other benefits to porting your mortgage when you decide to move home, including potential cost savings.

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Mortgage types

Mortgages for over 50s

While many mortgage lenders offer mortgage products to applicants over 50 years old, the eligibility criteria can make it more difficult to get approved.

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Mortgage types

Understanding offset mortgages

The offset mortgage is growing in popularity. It links your mortgage to your savings account. The value in your savings account is deducted from your mortgage balance.

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Eligibility

Understanding the Help to Buy mortgage scheme

With different government initiatives available, which were designed to help UK homebuyers, the Shared Ownership scheme and Mortgage Guarantee scheme have a lot to offer and may be worth considering.

Mortgage types

Mortgage guide for first-time buyers

If you need to save more money for a deposit, set a realistic budget. Keep an eye on your spending habits and cut back where you can.

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Mortgage types

Your guide on all you need to know about remortgaging

When it comes to making decisions about remortgaging, it’s vital you know exactly where you stand. It’s important that you have the precise sum you still owe to your current lender, so you don’t fall short or end up with a more expensive mortgage.

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