Home mover mortgages

Home mover mortgages are mortgages that you might take out when moving home. As experienced mortgage advisers, we can help you find the right mortgage and streamline the process.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact our friendly team to discuss your planned move.
Get in touch

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Simplifying your mortgage

James Leighton’s tailored approach

We recognise the uniqueness of each client. Our bespoke customer journey, known as The James Leighton Way, has been designed to ensure high quality communication between our expert team and our clients, at every stage of the process. From our initial interaction, our goal is to understand our clients comprehensively - from the factual details of their financial situation to their individual preferences, objectives and aspirations. This in-depth understanding enables us to engineer customised mortgage solutions that dovetail with our clients’ needs. The “James Leighton Way” enables our advisers to devote more time to each client, delivering an efficient and fee-free service that feels relaxed and supportive to the end user.

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    Wide range of lenders

    As a Whole of Market brokerage, we have access to more than 90 lenders and 1000s of deals, plus a range of exclusive products offered through our network, Quilter Financial Planning Limited, meaning home movers can be confident that we’ll find them a fantastic mortgage.

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    Fast and efficient process

    Moving home is understood to be one of the most stressful processes you can experience. Our job is to make it less stressful and more exciting with a streamlined process and ongoing support.

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    Tailored guidance on porting

    You may want to consider porting your mortgage as part of your move up or down the property ladder. We can advise on this option based on your situation, ensuring you fully understand all of the advantages and drawbacks.

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    Trusted and professional advice

    James Leighton is an established service provider in the home mover mortgage arena. We have built a trusted reputation and repeat clients due to our professionalism and dedication to getting great results.

Home move specialists

James Leighton home move mortgage advisers have decades of combined experience. We’ve already helped 1000's of individuals and families make their move successfully.

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By your side

James Leighton mortgage support

Moving home and porting, or taking out a new home mover mortgage, can be a complicated process. We understand the complexity of the process and how to overcome a variety of common home mover mortgage issues. Being part of a chain and dealing with mortgage lenders can often be daunting and stressful. Our service is designed to make the process smooth while also being reactive with timely solutions. We support clients from across the UK. When you opt for a James Leighton mortgage adviser, you can be sure that you’re in experienced hands.

FAQs

Q

My current mortgage has an Early Repayment Charge period that ends after my intended moving date. What should I do?

A

There are many factors to consider in situations like this and you should seek guidance from a professional mortgage adviser to avoid paying unnecessary penalties. A mortgage adviser will be able to help you weigh up the costs of porting, and possibly topping up, with your current lender against the potential benefits of changing to a new lender.

Q

How does a remortgage differ from a home mover mortgage?

A

A remortgage is when you replace your existing mortgage with one lender to one with another lender on the same property, perhaps to get a better deal or to borrow more money. If you transfer your existing mortgage terms to your onward purchase that is called porting. A home mover mortgage is a term to describe a new mortgage taken out by a home mover on their onward purchase.


When borrowing more money please note you should think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Q

Why should I use a broker for a home mover mortgage?

A

Using a mortgage broker as part of your property move can be beneficial and save time. The broker will be able to assess your exact situation and offer realistic and advantageous options. Many people choose to use a broker as part of a property move due to the additional and ongoing support provided during what is a complex process.

309,000

households wished to move home based on data collected in January 2023*.

This shows that the property market is active, which is especially good if you want to sell your home and move.

*Source: https://www.statista.com/statistics/1246923/number-of-households-that-move-to-a-new-home-in-the-uk-by-stage/

Sarah Grainger, Senior Mortgage Adviser

"I'm proud to work on a team that places clients' needs at the forefront. Along with my colleagues, we strive to deliver top-tier mortgage solutions."

Sarah brings a wealth of expertise and a genuine passion for helping clients achieve their homeownership dreams. Her dedication and in-depth knowledge make the journey of securing a mortgage a smoother and more informed process.

Sarah Grainger

What our customers say

I have used James Leighton three times now, each time they have been thorough and helpful. They are easy to contact and explain everything in detail. We will definitely come back if we move house again. Thank you

R Parsons