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Navigating a sea of mortgage information can feel intimidating. That's why we've developed easily digestible mortgage blogs to simplify and answer some of the most sought-after questions, ensuring your journey is straightforward and stress-free from the get-go.
![Image showing a model house and some coins on a balance beam](/sites/default/files/2024-07/How-inflation-affects-your-mortgage-Listing-Balance-beam.jpg)
How inflation affects your mortgage and how to prepare
To mitigate the effects of inflation on interest rates, we also need to understand the impact that inflation can have on our monthly mortgage payments.
![Image showing a model house on top of a piggy bank](/sites/default/files/2024-07/Offset-mortgages-Listing-House-on-piggy-bank.jpg)
The benefits and risks of offset mortgages
An offset mortgage is linked to your savings account, where the lender offsets the total balance of your linked account against the amount you owe.
![Image showing a close up of a mortgage broker](/sites/default/files/2024-07/Role-of-mortgage-broker-Listing-Mortgage-broker.jpg)
The role of mortgage brokers in property investment
They are essentially a go-between, to identify the right lender for the buyer and match them with a mortgage that suits their requirements.
![Image showing a couple on their laptop surrounded by boxes](/sites/default/files/2024-07/Mortgage-portability-Listing-Couple-on-laptop.jpg)
Understanding mortgage portability and when to use it
While many mortgages are portable, it's not always guaranteed. Your lender will need to assess the new property and your financial situation.