Financial planning should include a long-term strategy to ensure that any decisions you make today will be suitable and beneficial over the following months, years, and even decades. When accessing financial planning services, it is best to disclose your long-term goals, such as buying investment properties, starting businesses, and even making personal decisions like starting a family.
Other specialist financial services
Clients across the UK work with our Nottingham mortgage brokers to find the right type of mortgage. We also provide a range of financial planning services such as insurance, investments, and wealth management.
Contact our Nottingham-based team today to discuss your specific needs and objectives.
Get in touch
Get in touch
Our other services
Supporting your financial future
We can connect clients with a variety of financial services and products to cater to all their financial needs. Our industry expertise extend to leading services in financial planning, wealth management, estate planning, pensions, savings, investments, business protection and private medical insurance. These additional services are designed to holistically benefit individuals, families and commercial entities, all from one place for convenience, efficiency and peace of mind.
You don’t need to know what service or product you need prior to getting in touch. We put you at the heart of our work and recommend leading services by getting to know you and your circumstances first. We’re proud to offer a wide selection of services to help our clients achieve financial independence and security.
- Call: 0115 870 9520
- Email: [email protected]
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Financial planning
Financial planning involves examining your current and projected financial situation to discuss immediate strategies for improving your financial health in the future. Taking action today can help secure your finances in the coming years.
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Equity release
Equity release products allow senior homeowners to access cash from their property's value as a lump sum or drawdown with no monthly repayments, which could be enjoyed or gifted to family.
Advice on equity release is on a referral basis only.
Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.
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Wealth management
Wealth management is an advisory service that aims to protect and maximise wealth through investments, tax-efficient strategies and other techniques depending on the individual or family’s needs.
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Savings and investments
There are many savings and investment vehicles designed to increase wealth over time. We can assist you in choosing the most suitable savings or investment products based on your needs and risk preferences.
Pensions
When it comes to financial planning, choosing a personal pension can be one of the most fundamental and important decisions you can make for your retirement.
Advice for these areas is on a referral only basis.
Securing your finances
Do you need support with any of these areas?
It's important to take the time to consider the different types of financial products and services available. We reach certain milestones in life where some products become more important, such as getting married, buying property, having children or even being diagnosed with an illness. Some services and products may become more relevant to you at certain moments in life, and when those moments do come around, our team is here to help.
Long-term goals
What’s next?
Our service recommendations are completely personalised to each client and their family members. As part of this process, we always consider a client’s long-term financial goals, including any milestones you plan to achieve, such as buying an investment property, starting a business, or something else. By looking beyond the here and now, we can make more suitable, beneficial financial decisions together.
Health and wealth
Ensuring you can enjoy the wealth you build
Life is precious and we would all like more time to be able to enjoy the wealth we build up over the decades. Private medical insurance is one way to ensure you receive the highest quality care without having to endure long waiting times for treatments and procedures. We will discuss all the options suited to your needs and can assist clients in securing private medical insurance when they have ongoing medical concerns and issues. The service is provided from concept to completion and includes ongoing support when submitting medical records or other evidence as part of your application.
- Call: 0115 870 9520
- Email: [email protected]
FAQs
Q
How can I make sure my financial plan is sustainable for the long term?
A
Q
What are the different ways to save for a rainy day?
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There are many products that allow you to save money and earn interest, such as fixed-term bonds, ISAs, Stocks and Shares ISAs, and a myriad of investment products. Each comes with different levels of risk exposure, which should be considered before opting into any product. This can be discussed at length with our savings and investment advisers.
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How can I make sure my financial plan is updated as my circumstances change?
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Although your initial financial plan may have accounted for your long-term milestones and important events, life can also be full of surprises. The best way to ensure your current plan is still suitable is to book regular financial planning consultations with your adviser. They may be able to recommend changes that could offer significant benefits in the years to follow.
52%
of working-age adults in 2021 did not have a financial plan for their retirement*.
While 77% of those who said they did not understand enough to make decisions about retirement did not have a plan.
*Source: https://www.fincap.org.uk/en/insights/uk-adult-financial-wellbeing-survey-2021--future-focus-report
Leanne Miller-Severn - Mortgage Adviser
“In challenging times, our commitment to finding the right solutions for our clients stands strong.”
Inspired by her 15 years experience as a financial qualifier, Leanne decided to take a step up to become a mortgage adviser. She is responsible for guiding clients and ensuring their mortgage needs are met and will always go the extra mile for her clients.
- Call: 0115 870 9520
- Email: [email protected]
Case study
From reservation to completion in 6 days
Client background: Time was the biggest challenge on this case. The client initially reserved, and had a mortgage offer on, a property due for completion in March but was then given the opportunity to purchase the original plot they had enquired about. The client was desperate to move before Christmas, which meant that we had 6 days to get them from reservation to completion.
The challenges:
- To get the best rate, a new mortgage application needed submitting. The client had a large amount of variable income.
- The client reserved on Sunday 17th December and completion was set for Friday 22nd December.
What we did:
- The client worked in retail, so their shift pattern varied on the run up to Christmas. To enable the client to fit the appointment into their busy schedule and to avoid delay, we booked them in with a Mortgage Adviser on Monday 18th December at 8am.
- Due to the client’s affordability, we didn’t need to use any of their variable income on the application. This meant that after the new application was submitted that morning, we were able to auto verify the income with the lender and get the case agreed on the same day.
- As soon as the application was submitted, the case was referred to Senior Management to contact the lender. The valuation was instructed immediately but wouldn’t have normally taken place until the Thursday due to the site opening times. After a phone call to the builder, we managed to get a staff member on site the following day so the valuation could take place on the Tuesday.
- As soon as the valuation took place, the site let us know and we were able to get the offer issued the same day.
- As the client had opted to use the builder’s panel solicitor, we were able to liaise with them directly, meaning the request for completion was submitted to the lender that evening.
To wrap it up: This case highlights the speed and efficiency of the work we do - there was no room for error. By having a flexible team, we were able to accommodate the client’s requirement for an early morning appointment, and due to the Mortgage Adviser quickly identifying that basic salary alone was required for the application, the lender needed limited documentation. This in turn meant that the lender was able to agree the case on the very same day the application was submitted. Due to our relationship with both the lender and the builder, we were able to facilitate the valuation being booked in for the following day, even though the site was closed. All of this resulted in a very happy client being in their new home in time for Christmas!
We were able to accommodate the client’s requirement.
What our customers say
Leanne Morris has been such an amazing advisor! She brings her very experienced knowledge and puts you first to give you the best possible outcome. The best I’ve ever come across! Thanks to Leanne, I have secured the best rate possible for me at the time and is always there if I need her for her very friendly advice and support.