Yes, if you have a new job, it is still possible to get a mortgage. The way each lender assesses and views this will vary. Some may want to look into the details more closely than others. Lenders often like to see that you’ve been there for at least three months. Though, this isn’t always the case.
Derby mortgage advice
As mortgage brokers for the Derby area, we are experienced, highly qualified and well connected throughout the area and surrounding boroughs. Our advisers provide tailored solutions for all our valued clients.
To contact our friendly mortgage specialists, fill in this form today
Get in touch
Get in touch
Derby mortgage services
Derby mortgage advice insight
Our FCA-registered, experienced team of mortgage brokers have extensive knowledge of the Derby property market and can assist with all mortgage types, with whole of market access to lenders. Should you need a specialist mortgage, we can connect you with deals and lenders that you may otherwise not have been aware of.
Our clients receive only the highest standards of service at James Leighton. We do all we can to help you find the most suitable mortgage for you, your circumstances and financial goals. And we make the mortgage application process as seamless as possible. We provide remote and face-to-face appointments, and we book them at a time that’s most convenient for you.
- Call: 0115 870 9520
- Email: [email protected]
-
Derby first-time-buyer mortgages
Scores of first-time buyers have bought their first home through James Leighton. Our advisers appreciate that the process of getting your first mortgage can feel overwhelming for those who haven’t done it before. We will be there for you throughout.
-
Remortgage brokers in Derby
If you are considering remortgaging and you could use some support in finding your next mortgage deal, our knowledgeable mortgage advisers will be able to help you, as whole of market mortgage and remortgage specialists.
-
Derby Buy to Let mortgages
We assist our valued Buy to Let mortgage clients every day. Whatever your situation – whether you want to become a landlord or are adding to your property investment portfolio – we can help you navigate the mortgage process.
-
Derby self-employed mortgages
If you’re self-employed and need a mortgage, we can help with this and your mortgage application – different documentation may be required. For decades we’ve been helping local business owners, contractors and freelancers secure their mortgage.
Derby's market
Knowing Derby so well, we’re always on top of market trends – growth areas, regeneration schemes, affordability, rental demand, and so on.
Experienced mortgage brokers
Professional, friendly mortgage advice
We offer advice to our valued Derby clients every day. At James Leighton, you can expect the most up-to-date information and recommendations, tailored to your needs. We know Derby very well and the areas that surround it, too. Our professional, FCA-registered team finds real solutions for first-time buyers and homeowners who want to move or remortgage, for Buy to Let investors, and for self-employed applicants. We also help with specialist mortgages where applicable.
Competitive mortgage deals
Access to multiple lenders
Our clients are quick to recommend us. One of the reasons for this is that we are whole of market brokers. So, if you are hoping to purchase a property in Derby, when you speak with one of our mortgage advisers, they won’t be tied to just one lender. This gives you a much wider range of products and mortgage options, and you are more likely to get a more advantageous deal.
Regulated, reliable advice
Trusted, qualified professional mortgage advice
We do all we can to accommodate our clients. So, if you live in Derby, but work elsewhere and it’s going to be easier for you to discuss your mortgage options with us remotely, we can arrange that. If it’s inconvenient for you, you won’t ever need to come to our offices. Though, you will always be very welcome. If you’d prefer a face-to-face meeting – or a combination of both – we’re here to help.
One stop shop
Protecting your mortgage and new home, beyond the application
Our team of qualified Derby insurance specialists offers tailored solutions to protect your family’s financial future from unforeseen events. Appreciating that each client is unique, we create bespoke recommendations. It is our aim to help clients throughout Derby and the rest of the UK explore available insurance options and make informed decisions to lessen financial risks with affordable, sustainable premiums. We can help with a diverse range of insurance products – including mortgage, income and family protection, home insurance, life and critical illness cover. We can give you the peace of mind that comes with knowing you and your loved ones are protected.
- Call: 0115 870 9520
- Email: [email protected]
FAQs
Q
Can I get a mortgage in Derby if I’ve recently changed jobs?
A
Q
Are there mortgage options for new builds in Derby?
A
Yes, there are mortgage options available for new builds in Derby. An experienced mortgage broker will be able to direct you to the type that is most suitable for you.
Q
Do you assist with self-employed mortgages in Derby?
A
Yes, our experienced brokers can assist with self-employed mortgages in Derby. In addition to being able to help with mortgages for Derby business owners, we can also help freelancers and contractors find the mortgage solutions that are most suitable for them. We can access specialist lenders that you may not otherwise be privy to. It may mean you need to submit additional documentation, such as certified accounts for example, but we will be able to advise you on this and even help you with your application.
Buy to Let
If you’re investing in property, our advisers can help you find Buy to Let mortgages that align with your financial goals.
Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Remortgaging
Looking for a more suitable mortgage deal? Our remortgage brokers will help you explore your options and make the switch.
First-time buyers
Buying your first home? Our first-time buyer mortgage advisers will provide clear explanations and dedicated support throughout the process.
New build mortgages
Get professional advice on securing a mortgage for a new build property.
£207,000
was the average house price in Derby in June 2025*.
The average house price in Derby in June 2025 (provisional) was £207,000. This was up 5.8% from June 2024. Private rents increased to an average of £837 in July 2025, an annual increase of 10.0%.
*Source: https://www.ons.gov.uk/visualisations/housingpriceslocal/E06000015/
What our customers say
Have used JLFS for our mortgage the last our last 4 remortgages. Once again brilliant, as previously. Everybody I've dealt with has come across as very professional and genuinely attentive to my needs and wishes. Great service from the whole team. Made the process simple and straightforward.