We work with a large network of lenders, including ones who offer negative equity and high LTV remortgage products.
Securing a mortgage with a complex income involves different financial assessments compared to applications with traditional income but we can help ensure that the maximum number of lenders are available for your unique income structure.
Lenders will often have restrictions around who the gift can be provided by, with close family members such as parents and grandparents most commonly accepted. Relationships that are outside of direct family such as friends or extended family members may be rejected.
Every myth is a version of the same thing: “I’ve worked out the answer in my head and the answer is no”. Nobody is checking any of it.
A key driver in rental demand in Mansfield is that it offers good transport links with direct trains to Nottingham, making it a popular choice for professionals working in the city.
Arranging a mortgage for second homes and holiday lets can be more complicated than standard residential mortgages, so a specialist mortgage broker is beneficial in finding suitable deals.
If you would like some further advice on obtaining a mortgage with variable income, please get in touch with our Nottingham-based team who will be happy to help.
A mortgage agreement in principle involves being assessed by a lender to find out how much they may be willing to lend to you to purchase your property.
Despite changes to landlord tax obligations such as the increase to the stamp duty surcharge in recent years, the Buy to Let industry is still strong.
Buying a property through an auction is a popular property investment strategy, as investors can often find good property deals at auctions.
