If you are worried that your personal circumstances could prevent you from securing a mortgage, you might still have options to explore.

If your circumstances are less straightforward, there are mortgage options designed to offer greater flexibility around borrowing and repayments.

If you run your own business, work as a contractor or have more than one income stream, there will be mortgage options available.

One of the biggest myths about buying a first home is that it always requires a large deposit amount. Find out what's actually true.