You may find it harder to obtain a mortgage if your company's accounts show a loss but it's possible, particularly if you can explain the reasons for it. Working with a specialist broker can help. James Leighton’s advisers understand what lenders are looking for and can help navigate the process. We'll begin by asking you for as much evidence as possible show profits from previous years, by way of accounts/SA302s. A lender can then make an assessment based on an average across those years.